If you are looking to raise money for your business, we could help you raise capital quickly, efficiently and cost-effectively. Our team of highly professional mortgage advisers are experienced in scouring the market and finding flexible commercial loans that offer the best value and which suit customer needs. What’s more, we can usually arrange a commercial loan within a matter of days, meaning you'll waste little time in implementing your plans and keep ahead of your competitors.
We consider nearly all types of commercial property including office premises, factories, hotels and leisure facilities, investment properties, agricultural and so on.
Our services in this area include:
- To purchase a new commercial property.
- To raise capital by remortgaging a commercial property to release some equity tied up in the value of the business premises.
- To refinance an existing commercial mortgage to take advantage of a better deal.
- To arrange a Buy-To-Let Mortgage if you are a landlord with private tenants.
- To set up Commercial investment mortgage if you have commercial property with office or retail tenants (portfolios accepted).
Furthermore we provide:
-24 hour DIP Service
- Speedy completions
-Investment portfolios
- Adverse accepted
- Purchase/Refinance
- Commission from 1%-1.5%
Commercial loans are only available for business purposes but the money can be used for different reasons. Perhaps you want to expand your business and need to invest in some new equipment? Maybe you are having problems with cash flow and need a loan to ease the running of your business? Or you could be looking to raise finance for a business start up.
Commercial loans can be from £25,000 up to £5 million with repayment periods of 5 to 30 years. The loan can be secured either on business property or can be secured on business and the residential property. We can provide loans of up to 100% of the value of the properties in question with added security.
Income Requirement
Timson Enterprises Ltd will take a pragmatic approach to income requirements to reflect the nature of the marketplace. Our underwriters will take into account various types of explanation of proof of income. We appreciate the needs of the self employed and also the employed and company owner or entrepreneur. The following will always be considered:
| - Trading income | Statutory accounts of the business, management accounts prepared by the applicant. Accountants Certificate, Self declaration in certain circumstances |
| - Employment income |
Pay slips and additional outside income. |
| - Investment income |
Rental income (statements etc.) |
